About Us

As a family-owned health insurance agency, we’ve helped our friends and neighbors in Richmond and surrounding areas select the best coverage for over 20 years.

For over two decades, we’ve believed that providing high-quality, comprehensive health insurance solutions should begin with a conversation. Whether you prefer to meeting in-person or have a conversation over the phone, that allows us to better identify your medical and financial needs, as well as your planning goals. We’ll walk through your options and discuss the details until we find the plan that best fits your needs.

Whether you have a business or family, or are a young professional, retiring, or eligible for Medicare – we will help you find the right coverage. Still have questions? Give us a call to experience the assurance of a friendly conversation with your neighborhood health insurance agency.

Richmond is our town, so we care deeply about our community. As a family-owned agency, we’re passionate about helping our friends and neighbors navigate the world of health insurance.

Individual Health Insurance

Individualized health insurance plans for our Richmond neighbors.

Business Health Insurance

Group health insurance and benefit packages for your small business.

Senior / Medicare

Comprehensive Medicare options for seniors searching for coverage.

Dental Insurance

Brushing your teeth and flossing daily is about more than just ensuring a whiter smile and having good breath.

Vision Insurance

According to a 2015 survey conducted by the American Optometric Association, nearly 30% of respondents…

Life and Disability

We start by identifying what’s important for you and your family, ensuring that your health…

WE’RE a Trusted Source for

business and individual
healthcare INSURANCE

Contact us Today!

Our Services

Individual Health Insurance

We work with all the major carriers to offer you the best coverage available.

Individual Dental Insurance

Offering flexible and affordable dental insurance from several top carriers to keep that smile bright.

Individual Vision Insurance

We’ll take a look at all of your vision insurance options.

Industry Updates

Changes to Individual & Family Health Insurance for 2018.

Meet Our Team

Tim Lyons


Co-founder Tim Lyons has a passion for helping small businesses find the right blend of healthcare coverage and benefit packages. Holding his Life and Health license since 1985, Tim concentrates in group and employee benefit packages. In addition to sales, he also has significant experience assisting with claims and billing issues, and can help facilitate successful resolutions with insurance carriers, or medical and dental providers.

Christy Lyons


Co-founder Christy Lyons has been a dedicated and instrumental part of our team from the beginning. After obtaining her Life and Health license in 1997, she has focused on individual and senior plans by providing exceptionally detailed counseling on benefits, rates, and underwriting for her clients. She’s an expert at guiding clients through the entire process, from a needs assessment through to the application and enrollment.

Matt O’Laughlin


Matt O’Laughlin began working with us in 2009 while still attending James Madison University before earning his license and joining us fulltime in 2013. Matt’s energy and enthusiasm for providing individuals and small groups with the right coverage is evident at every turn. When he’s not out meeting with clients or helping with administrative tasks around the office, Matt enjoys just about any activity that’s athletic.

Casey Davies


The newest member of our team, Casey, graduated in 2015 from JMU and began working with us in 2020. She is a licensed agent with her main focus on Medicare and Individual insurance. Casey has a passion for navigating the world of Medicare to make sure her clients have the benefits that are best for their health and financial needs. She takes the time that is needed to get to know you as an individual so she can better focus on you as a person, not just a client. Casey enjoys spending time with her family and taking an afternoon nap.

Some of the carriers we work with