Supplemental Plans – Medigap

As long as you continue to pay your premiums, standardized Medigap policies are guaranteed renewable – even if your health deteriorates.

When some healthcare costs aren’t covered by Original Medicare, like copayments, co-insurance, or deductibles, a Medicare Supplement Plan (MediGap) might be the right option to consider.

There is a lot to understand about Medicare Supplement Plans, or Medigap policies, in order to choose the right coverage. You can purchase Medigap from any insurance carrier that is available in your county or zip code. It is important to understand the difference between a Medigap policy and a Medicare Advantage policy.

Finally, like most healthcare coverage, you need to be careful about the timing of enrolling in Medigap. We will guide you through the timelines and help you to understand the potential consequences and/or penalties of not enrolling when you are initially eligible.